The Bogo Times : September 2019

9/27/2019 09:53:00 AM No comments

The City of Bogo through the Human Resources and Management Office, headed by Slavsky Ybanez, will once again be hosting the Civil Service Licensure Examination on March 15th, 2020.

Requirements

At least 18 years old at the time of filing of application
Fully accomplished Application Form (CS Form No. 100, Revised September 2016, downloadable from the CSC website). Click here to download the form.
Four (4) pieces of recently taken (not more than three months ago) passport sized (4.5 cm x 3.5 cm) I.D. pictures in white background, showing the applicant’s bare face (without eye glasses or any accessory that may cover facial features), and with handwritten name tag legibly showing the applicant’s signature over printed full name
Original and photocopy of any of the following valid I.D. cards: Driver’s License/Temporary Driver’s License, Passport, PRC License, SSS I.D., GSIS I.D. (UMID), Voter’s I.D/Certification, BIR/Taxpayer’s I.D., PhilHealth I.D., current Company/Office I.D., School I.D., Police Clearance/ Police Clearance Certificate, Postal I.D., Barangay I.D., NBI Clearance, Seaman’s Book, HDMF Transaction I.D., PWD I.D., Solo Parent I.D., Senior Citizen’s I.D., Alien Certificate of Registration Identity Card (ACR I-CARD), and CSC Eligibility Card
If the I.D. card does not indicate date of birth, original and photocopy of Birth Certificate issued by the Philippine Statistics Authority, or the Local Civil Registry printed on security paper must be presented.
Examination fee of PHP 500.

For more information about the requirements and eligibility, visit CSC.GOV.PH

Examination Tips

Click here for Tips on how to pass the Civil Service Exam a.k.a. Career Service Exam.

Civil Service Examination Reviewer

Click on the following links to start reviewing for the examination.

Sources:

City Governement of Bogo Facebook Page

CSC.GOV.PH

9/26/2019 10:31:00 AM No comments

9/25/2019 06:14:00 PM No comments

9/19/2019 11:55:00 AM No comments

9/18/2019 10:09:00 PM No comments

Our views on money are greatly influenced by how we were raised and what money concepts we were made to believe growing up. Most of us were introduced to the same sequence of life events: going to school, moving on to college, and then finding a job. This particular format made us think that once we’ve found a job, we won’t have to worry about money anymore. And, boy, were we wrong.

Photo by rawpixel.com from Pexels

Most of us who are actually lucky to have found jobs live from paycheck to paycheck. This means having enough money to pay the monthly bills, have enough food on the table, go out a few nights every month, and possibly get to travel once or twice every year; but you know for sure you’d want more out of this life if you had the chance. You want to try out new dishes at fancy restaurants without having to live on instant noodles in the next few days. For sure, you want to travel more, fly business class, and stay in hotels with more than 3 stars. You definitely want to have enough funds to save and invest.

How we go about our finances is deeply rooted in the mindset we are accustomed to. Therefore, transforming this mindset is a great step in improving the way we deal with financial matters. Here are a few tips on how to start your own transformation.

Revisit the way you talk to yourself about money

The story we tell ourselves every day becomes our very life, so be mindful of your script. Examine your inner dialogue and see if you have been too hard on yourself when it comes to money matters. Transform this inner chatter by adopting more hopeful and positive insights. If you have been beating yourself up for the student loan debts you haven’t finished paying off yet, try focusing on how much you’ve paid, rather than how much you still owe the next time you think about it. It’s simple, but it’s a start.

Always remind yourself that you are treading your own financial journey

This is important to remember especially in this day and age when we have all-day access to the life of others -- or at least the way they curate it online. It’s easy to feel a pang of jealousy when you see your feed filled with travel photos, new purchases, weddings, and babies. Social media have been notorious in making people feel depressed, so never lose sight of the fact that you own your financial journey; because if you do, you might end up spending money on things you don’t need just to “keep up.”

Avoid emotional spending

Speaking of spending money on things you don’t need, we sometimes spend money to regain some sense of control. However, after using all that money and see how the impulsive buy messed up your monthly budget, you lose your sense of control again. The cycle goes on and on. When you find yourself scouring online shopping sites at the end of a very stressful workday, stand up and take a walk instead; and remind yourself that buying a second parka jacket (which will probably end up sitting unused at the back of your closet) will just stress you out more down the road.

Change your debt mindset, too

It may be hard to be positive about all the money you owe, but you can give it a try if it means lifting the weight off your shoulders somehow. Decide that you want to get out of debt soon and make a debt plan, complete with timelines, action items, and personal deadlines. Create a tracker of your progress in paying off your debt and view it exactly like that: progress. You are moving forward and out of debt, and soon enough you will have more funds to move around with.

It takes effort and courage to change your money mindset, and these tips can get you started. In a nutshell, these tips emphasize that in order to unlearn negative views on money, you must stay on top of your inner dialogue and thought patterns with regards to your finances. By doing so, you are leaving room for more productive and positive ideas on how to elevate your financial situation.

This article originally appeared on Payment1.com.

9/12/2019 06:45:00 PM No comments

9/11/2019 11:31:00 AM No comments

Home improvement can be costly. Renovating a space that is less than 1,000 square feet can cost up to $18,000. Improving an older home can cost even more, especially if the plumbing, wiring, and other features are not up to current standards. If you are moving around a certain budget for home improvement, careful research and planning, as well as creativity and resourcefulness can come in handy.

Photo by Wendelin Jacober from Pexels

But before setting a budget for home renovation, consider how you are financing your home. Whether you are paying in cash, taking out a loan, or applying for credit, your budget for home improvement must be well within your remaining funds every month.

Now, here are a few tips on renovating and styling your home while still working around a budget.

Declutter First

The first thing that you want to do is clean up. Throw away, donate, or sell things that you no longer need. Whether you want to do it Marie Kondo style and pick out which items spark joy and which don’t, or go by the good old rule that says if you haven’t used it for more than 6 months, time to let it go, you have things to throw away, for sure. Cleaning up enables you to better visualize how you are going to rearrange your furniture and store some of your belongings. Plus, you can save a few bucks by selling some of the items you’ve decided to let go of.

Demolish-It-Yourself

You can save a few dollars and reduce labor costs by doing the demolition yourself. If it doesn’t need expertise, such as removing a cabinet or pulling up a tile, consider doing it yourself rather than hiring someone to do it. Just make sure to do it very carefully to avoid injuries.

Buy fixtures and finishes yourself

Contractors usually charge an hourly fee to do the shopping for you and even put a mark-up on the price, so be clear with them that you want to do it yourself.

Shop for sales

Not everything needs to be brand new. You can save a lot by taking the time to look for used and refurbished items on the market. This can significantly reduce costs for appliances and finishes. You may also want to consider restoring or upcycling some of your furniture instead of replacing them. For example, instead of buying a new sofa, you can update your vintage one with a new fabric or a neat upholstery.

Do the painting yourself

Having a room painted by a professional can cost up to $300. Painting is easy and only requires basic knowledge on how to apply coats, so do your research if you don’t have a lot of experience in painting.

Decorate

Use traditional decorations such as candles and mats that don’t cost much to enhance the overall look of your house. Spruce up rooms with on-trend curtains or blinds. Stylish rugs need not be expensive, either. There are companies that allow you to create your own carpet and rug design for less than you expect. You don’t have to spend a lot for your house to look luxurious.

This article was originally published on Payment1.com.

9/03/2019 07:35:00 PM No comments

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DepEd-Bogo Couple 2019 People's Choice Award

The Mechanics

Requirements

Examination Tips

Civil Service Examination Reviewer

STUDENT PERMIT

RENEWAL OF LICENSE

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About Concentrix

Revisit the way you talk to yourself about money

Always remind yourself that you are treading your own financial journey

Avoid emotional spending

Change your debt mindset, too

Declutter First

Demolish-It-Yourself

Buy fixtures and finishes yourself

Shop for sales

Do the painting yourself

Decorate

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