The Bogo Times

10/08/2019 03:29:00 PM No comments

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10/08/2019 11:00:00 AM No comments

PLACES are named in various ways and for various reasons, too. That is why many places, may they be provinces, cities, towns or barangays, sport queer, unique and sometimes comical names, Barangay Gairan, one of the 29 barangay of the City of Bogo in northern Cebu, is one of the barangay sporting queer names.

AS TOLD BY THE OLD FOLKS IT GOT ITS NAME IN THIS MANNER:

Very long time ago, before the Spaniards came to the Philippines, Gairan was still unnamed. It was only a very small settlement consisting of very few families living in small nipa huts scattered along the coastline. Most of the residents engaged in fishing and very few in farming. The settlement or village grew steadily as settlers intermarried. They all lived peacefully and harmoniously together.

One day, a small group of moro bandits came and attacked the village by pillaging and burning the houses. The attack came as a complete surprise to the villagers as it was never expected considering that their village was party hidden from open sea by a luxuriant growth of mangroves. The attackers took almost anything of value including domesticated fowls and three of the fairest maidens. Nobody, however, was killed due probably to the absence of resistance.

After the attack, the villagers started to rebuild and vowed to arm themselves and never to be surprised again. The village head recruited around thirty able-bodied men to represent its core village defenders armed with bolos and bamboo lances. he ordered the construction of an observation post to be able to spot any attacker from yet a far distance to give them enough warning.

More than a year had passed since first attack when suddenly; Adrenalin ran high in the blood of the villagers when they hear the frantic cry of the guard announcing the coming of moro bandits. The village defenders, who now increased in number to around forty, were promptly gathered by the dull but loud sound of the “budyong”. The village head, from the constant drills, was able to quickly scatter and position hi defenders behind large “Pagatpat” and “Bungawong” trees that abound in the area providing perfect cover. It was low tide near the coastline and the village head knew the bandits had a wade in shallow waters to enter the village. This would afford him the element of surprise!

The bandits who came in colorfully-sailed vintas, numbered only around twelve men. They were allowed by the defenders to pass by the first line of defense and when they were in the middle, a very loud cry of attack from the village head caught the bandits by surprise. The first volley of bamboo lances felled almost lay wide-eyed and open mouthed. Two of the bandits remained standing with minor injuries. One of them was promptly decapitated by a defender using his sharp bolo. The one wearing a bright-colored turban was presumed to be the leader. He was kept alive and tied with rope in both hands.

When the chaos of the short-lived battled died down, the village head summoned the village elders to discuss the fate of the bandits leader. The group decided that the bandit be tied unto a post purposely planted near the observation tower fronting the open sea. He will be left there to die serve as a warning to other pirate groups who might commit the mistake of attacking their village. Since then no other attack ever happened again. The news of the battle quickly spread to far-flung villages inland and across the sea. Most of all who hear the news raved to see and visit the place. When asked where they were going or wanted to go, they found difficulty in telling where because the village had no name then. For convenience, they were forced to use the Cebuano word “Gigairan” meaning the where the bandit was tied. The Cebuano words “Gigairan”,”Gigairan”, or “Gairan” come from the root word “Gaid” meaning to tie. So, these three Cebuano words mean the spot or place where something or somebody was tied. Since the pirate was tied there, the people started to describe or associate these words to the village. Eventually, they preferred to use the much shorter word “GAIRAN”. As time went by, this word became the official name of the place.

STILL AS SWEET

Barangay Gairan sped headlong toward the future with hardly a backward glance. The changes are striking, even now – at this very moment some transformation is taking place. Development is slow, almost like an unnoticed evolution that happens over time as people, the landscape and othere elements in the community adapt. At Barangay Gairan, the pace is breathless, a mutation – sudden, drastic.

Gairan seems to have gone bigger – too big, too quick. To the passerby, its streets seem bustlier and the people busier. There is potential here – the kind that is mushroom-like, full of both dark foreboding and promise. Every day, something new and sometimes strange, rises up from the deserted squares of earth behind Gairan’s main roads.

Soon it will be hard to recognize, but for the Gairan native – it will be always be home.

Source: http://cityofbogocebu.gov.ph/gairan/

10/08/2019 10:52:00 AM No comments

Most of us have been in a tight financial spot at one time or another. Some of us might have even taken out a loan or two to get out of a bind. One of the more common loans that people take out is a title loan (or a car title loan), which is a type of secured loan where you put the title of your vehicle up as collateral. Once the loan is repaid, the lender will return the vehicle title to the borrower. If the borrower defaults on the loan, then the lender will repossess the vehicle and sell it to cover the borrower’s outstanding dues.

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Because lenders typically do not check the borrower’s credit history for this type of loan, the main drawback of title loans is the higher interest rates they require. So once you take out a title loan, you would want to pay it off as quickly as possible.

Here are a few tips to help you pay off that debt, asap:

Figure the payments into your budget.

You would want to avoid having to pay off your title loan longer than you have to. It might be tempting to roll your loan over into another term (if you can’t pay the whole amount off within the agreed-upon time frame). However, rolling over your loan will only raise the interest even more and will only prolong your financial suffering. So, pay off your loan on time by regularly setting aside funds for it.

Be honest.

If you are having a hard time paying off your title loan, contact your lender and let them know. Maybe they would be willing to renegotiate the terms of your loan. Most lenders will be open to this since you paying off your title loan will be in their best interest as much as it is yours.

Refinance.

If you really are having trouble paying off your title loan, you can replace it with a loan with lower interest rates. Simply put, take out a loan to repay another loan. However, in order for that to make sense, you need to make sure that the second loan you are taking out to repay your title loan really does have a lower interest rate. Perhaps getting a fixed-rate loan from your bank will help. Or you could visit your local credit union as another option.

Sell your car.

Now, this may prove difficult since you do not have a clean title for your vehicle because you’ve put it up as collateral for your car title loan. However, difficult does not mean impossible. You can sell your car, use the proceeds to pay off the title loan, and use the rest to buy a cheaper vehicle.

These are just some of the ways you can pay off your title loan quickly. One important thing to note is to never default on your loan unless you really have to. Remember, defaulting could mean losing your vehicle. It is important to pay what you owe and to do your research when choosing loans.

This article was originally published on Payment1.com.

10/02/2019 10:24:00 AM No comments

9/27/2019 09:53:00 AM No comments

The City of Bogo through the Human Resources and Management Office, headed by Slavsky Ybanez, will once again be hosting the Civil Service Licensure Examination on March 15th, 2020.

Requirements

At least 18 years old at the time of filing of application
Fully accomplished Application Form (CS Form No. 100, Revised September 2016, downloadable from the CSC website). Click here to download the form.
Four (4) pieces of recently taken (not more than three months ago) passport sized (4.5 cm x 3.5 cm) I.D. pictures in white background, showing the applicant’s bare face (without eye glasses or any accessory that may cover facial features), and with handwritten name tag legibly showing the applicant’s signature over printed full name
Original and photocopy of any of the following valid I.D. cards: Driver’s License/Temporary Driver’s License, Passport, PRC License, SSS I.D., GSIS I.D. (UMID), Voter’s I.D/Certification, BIR/Taxpayer’s I.D., PhilHealth I.D., current Company/Office I.D., School I.D., Police Clearance/ Police Clearance Certificate, Postal I.D., Barangay I.D., NBI Clearance, Seaman’s Book, HDMF Transaction I.D., PWD I.D., Solo Parent I.D., Senior Citizen’s I.D., Alien Certificate of Registration Identity Card (ACR I-CARD), and CSC Eligibility Card
If the I.D. card does not indicate date of birth, original and photocopy of Birth Certificate issued by the Philippine Statistics Authority, or the Local Civil Registry printed on security paper must be presented.
Examination fee of PHP 500.

For more information about the requirements and eligibility, visit CSC.GOV.PH

Examination Tips

Click here for Tips on how to pass the Civil Service Exam a.k.a. Career Service Exam.

Civil Service Examination Reviewer

Click on the following links to start reviewing for the examination.

Sources:

City Governement of Bogo Facebook Page

CSC.GOV.PH

9/26/2019 10:31:00 AM No comments

9/25/2019 06:14:00 PM No comments

9/19/2019 11:55:00 AM No comments

9/18/2019 10:09:00 PM No comments

Our views on money are greatly influenced by how we were raised and what money concepts we were made to believe growing up. Most of us were introduced to the same sequence of life events: going to school, moving on to college, and then finding a job. This particular format made us think that once we’ve found a job, we won’t have to worry about money anymore. And, boy, were we wrong.

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Most of us who are actually lucky to have found jobs live from paycheck to paycheck. This means having enough money to pay the monthly bills, have enough food on the table, go out a few nights every month, and possibly get to travel once or twice every year; but you know for sure you’d want more out of this life if you had the chance. You want to try out new dishes at fancy restaurants without having to live on instant noodles in the next few days. For sure, you want to travel more, fly business class, and stay in hotels with more than 3 stars. You definitely want to have enough funds to save and invest.

How we go about our finances is deeply rooted in the mindset we are accustomed to. Therefore, transforming this mindset is a great step in improving the way we deal with financial matters. Here are a few tips on how to start your own transformation.

Revisit the way you talk to yourself about money

The story we tell ourselves every day becomes our very life, so be mindful of your script. Examine your inner dialogue and see if you have been too hard on yourself when it comes to money matters. Transform this inner chatter by adopting more hopeful and positive insights. If you have been beating yourself up for the student loan debts you haven’t finished paying off yet, try focusing on how much you’ve paid, rather than how much you still owe the next time you think about it. It’s simple, but it’s a start.

Always remind yourself that you are treading your own financial journey

This is important to remember especially in this day and age when we have all-day access to the life of others -- or at least the way they curate it online. It’s easy to feel a pang of jealousy when you see your feed filled with travel photos, new purchases, weddings, and babies. Social media have been notorious in making people feel depressed, so never lose sight of the fact that you own your financial journey; because if you do, you might end up spending money on things you don’t need just to “keep up.”

Avoid emotional spending

Speaking of spending money on things you don’t need, we sometimes spend money to regain some sense of control. However, after using all that money and see how the impulsive buy messed up your monthly budget, you lose your sense of control again. The cycle goes on and on. When you find yourself scouring online shopping sites at the end of a very stressful workday, stand up and take a walk instead; and remind yourself that buying a second parka jacket (which will probably end up sitting unused at the back of your closet) will just stress you out more down the road.

Change your debt mindset, too

It may be hard to be positive about all the money you owe, but you can give it a try if it means lifting the weight off your shoulders somehow. Decide that you want to get out of debt soon and make a debt plan, complete with timelines, action items, and personal deadlines. Create a tracker of your progress in paying off your debt and view it exactly like that: progress. You are moving forward and out of debt, and soon enough you will have more funds to move around with.

It takes effort and courage to change your money mindset, and these tips can get you started. In a nutshell, these tips emphasize that in order to unlearn negative views on money, you must stay on top of your inner dialogue and thought patterns with regards to your finances. By doing so, you are leaving room for more productive and positive ideas on how to elevate your financial situation.

This article originally appeared on Payment1.com.

9/12/2019 06:45:00 PM No comments

Historical Population

AS TOLD BY THE OLD FOLKS IT GOT ITS NAME IN THIS MANNER:

STILL AS SWEET

Figure the payments into your budget.

Be honest.

Refinance.

Sell your car.

DepEd-Bogo Couple 2019 People's Choice Award

The Mechanics

Requirements

Examination Tips

Civil Service Examination Reviewer

STUDENT PERMIT

RENEWAL OF LICENSE

RENEWAL OF MV REGISTRATION

About Concentrix

Revisit the way you talk to yourself about money

Always remind yourself that you are treading your own financial journey

Avoid emotional spending

Change your debt mindset, too

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