Barangay Bungtod was created in 1964 by virtue of a resolution of the municipal council during the incumbency of the late Mayor Jesus M. Almirante.

The Barangay got its name from its location and terrain. The Barangay center is on top of a hill, which in the vernacular dialect is called “bungtod”. From this word was derived the name of the Barangay.

During the early years, the place was covered with the large trees and intertwined vines where wild animals and different species of birds abound. It was then like mini-forest where local residents rely for their firewood and source of good lumber for the construction of their houses.  People who loved to hunt also flock to this place for birds and wild animals. More importantly because of its commending location the elders used the place as observation/watch post for any strangers especially the pirates who frequently harassed and robbed the residents.

Barangay Bungtod is at present the center of religious activities not only in the city but also in fact for the Northern Cebu because of the Archdiocesan Parish of St. Vincent Ferrer is situated in this Barangay. Devotees of the patron saint from the locality and from other places go to the church everyday especially Thursday for the Novena.

source: cityofbogocebu.gov.ph 

The population of Bungtod grew from 883 in 1990 to 2,324 in 2015, an increase of 1,441 people. The latest census figures in 2015 denote a positive growth rate of 3.65%, or an increase of 399 people, from the previous population of 1,925 in 2010.

Barangay Poblacion, San Remigio celebrates its annual fiesta every October 27 in honor of the patron St. Jude de Thaddeus.

As part of the celebration, the San Remigio Central School is proud to present Little Mr. and Miss San Remigio Central School 2019 as represented by the handsome and beautiful pupils. 

You may vote for your favorite candidate online through this Facebook page: Little Mr. and Miss San Remigio Central School 2019 .

Here is the mechanics for the voting:

1. First, you must hit Like Button of the official page of Little Mr. and Miss San Remigio Central School 2019 to make your vote valid.

2. Click the photo of your favorite candidate and react.

3. For every reaction there's a corresponding point/s.

Likes- 1 point

Wow- 2 points

Love- 3 points

Share-4 points

haha, sad, and angry will not be given any points.

4. Using autolikes will disqualify the candidates for this award.

A trip abroad, whether it is to study in a different university for semester or to take a break from classes to seek a different kind of knowledge, is often (always?) a turning point in a student's life.

But to make the most of their trip in 2019, students would do well to keep in mind those budget travel tips.

After all, there's nothing more frustrating than being in a new and exciting environment and be unable to fully enjoy it because you struggle financially.

These proven techniques have allowed me to travel to Europe and Asia as a student, without having to worry too much about money... despite a student loan.

Don't approach your trip abroad as you do every exam, by starting to work on it at the last minute. The more prepared you are, the more you'll enjoy the experience.

The place where you will spend a semester or more obviously has a major impact on how fast you will run out of money.

European countries are very varied in terms of cost of life. Western Europe and Scandinavia are generally more expensive than Central and Western Europe, as you can see on the maps from this handy post.

Now, keep in mind that while this means that you will feel more pressure on your budget in Western Europe and Scandinavia, it is actually very close to the cost of life in the US. Not to mention that if you decide to work on the side, you will earn more money than you would in Central and Eastern Europe.

But the latter has a lot to offer as well: not only will you find good universities in the East, it's also very cheap and easy to travel to another country. Something to keep in mind if you consider visiting several countries during your stay in Europe.

The cost of life will generally be lower in South America, Africa, and Asia, with a few exceptions.

Unlike for shorter trips, the price of your flight ticket isn't going to be one of your main expenses when you travel for a few months... provided that you know how to book cheap flights.

When it comes to finding low fares, the key word is "flexibility". Choose your travel dates and the time when you book your flight with care: the price can vary to more than double within a week.

As a rule of thumb, avoid flying during major holidays or on Fridays (when many people fly for a weekend trip) or Sundays (when people fly back from a weekend trip).

Use a flight search engine like Skyscanner or Momondo: they let you see the prices for a whole month at the same time, so you can easily spot which day is the cheapest one.

Keep in mind that to increase your chances of scoring the cheapest fares, you should aim at booking your international flight between 3-4 months in advance. Don't rely on last-minute deals, it's likely that there won't be any.

If tickets to your destination are always expensive, consider an alternative path to your destination.

For example, when I went to China, tickets were very expensive for my dates (and I was very flexible with those). So instead of flying straight there, I flew to Vietnam, spent some time there, and then took a flight to China. The overall cost was much lower than if I had flown directly to China, even taking the accommodation costs in Vietnam into account.

For more ways to save money on flights, I highly recommend that you check out this post.

Now that you know where you're going, start thinking of where you're going to stay... and how you can save money on accommodation.

Being a student has major advantages when it comes to access to discounts (more on that later), especially in regards to accommodation. Mainly because your student status gives you access to student dorms.

If you're traveling for a university exchange, contact your host university and inquire about the availability of dormitories on the campus or nearby. If there are any, this is probably your best bet to save money on accommodation.

Still, dig a little bit deeper first before booking a bed in a dorm.

In general, renting a room in a flat is more expensive than renting one in a dormitory. But if you can find roommates to split the expenses, the rent might be very similar in the end.

Just keep in mind that very often, you will have to leave a deposit first - even though you will (likely) recover it at the end of your stay, this is still a big expense at the beginning of the trip. Hence the need to find roommates if you elect this option.

If you're traveling with other friends from university, ask them if they'd consider sharing a flat. If you're alone, you can join Facebook groups for students traveling to your destination. In Europe, these groups will often be called "Erasmus [city name] [year]".

You can also book your first month in the university dormitory and look for a shared flat once you're there. Being on site usually makes things much easier.

No matter where you're traveling, pay a visit to your doctor before your trip. Make sure that everything is in order health-wise and tell her/him about your travel plans: they will be able to advise whether you need any vaccines or should pack specific medication.

If you're on a special treatment, make sure that you'll be able to get what you need there, or ask your doctor for a prescription that will allow you to bring your medication with you. If your treatment isn't available at your destination, it will cost you extra to have it brought to you from abroad.

A visit to your dentist probably isn't a bad idea either... If it turns out that you have a problem abroad and your insurance doesn't cover the fees, this could be a major unwanted expense that can easily ruin your trip.

Medical bills are usually very expensive, so you want to make sure that you're as prepared as possible on that front, to limit the risks of bad surprises.

If you don't already have one, get a passport. If you do have one, make sure it doesn't expire while you're abroad. Ideally, you want your passport's expiration date to be at least 6 months after the date of your flight back: if for one reason or another you need to stay longer, you'll be glad you have this 6-month margin rather than going to your embassy in emergency.

The same goes for your visa: check whether you need one or not in advance. If you wait until the last minute, you may have to request an accelerated procedure, which is always more expensive.

Once you're abroad, you really do not want to have to make a hole in your budget because of administrative procedures. Make sure everything is sorted out before you hop on the plane.

There is no need for you to go into too much details, but having a vague estimate of your expenses abroad will go a long way to helping you save money once you're on site.

Do some research on the cost of life at your destination. You want to have a rough idea of how expensive are the rents, how much money you need for a month/week of grocery shopping, how costly it is to go out, etc.

Knowing this will help you manage your budget more efficiently once you're there, as you will be able to compare your actual expenses with your initial research and make some adjustements to your spending habits if necessary.

As a student, the first thing you want to do is getting an International Student Identity Card (ISIC): this magic card will unlock a plethora of discounts for you. It is recognized in most countries around the world. Some countries, however, only recognize the local student cards - so once you're abroad, try to get one of those done as well by your host university.

You should also inquire about grants: if you're not planning on working during your trip, these may be your sole source of revenue. The main institutions that could potentially offer a grant are your own university, your host university, and the state. Do a bit of research and apply. Again, do so in advance, because grants are often given several months before

Make sure that using your credit or debit card abroad won't incur significant fees. Tell your banker about your trip and the countries you're planning on visiting: they'll be able to recommend which card to use to save money on card payments and withdrawals. For example, it might be cheaper to withdraw large amounts of cash once you're abroad, rather than pay by card, if there are fees every time that you do so.

If it looks like your bank doesn't offer much advantages to people traveling abroad, consider changing. TransferWise's borderless account or the bank N26 have very low transfer fees and are particularly popular among young travelers.

If you think that your budget is a bit tight, you might want to raise the issue with your banker as well, to benefit from a loan a low rate. However, if you can avoid going into debt, refrain from taking a loan, as it will cost you more money in the long run.

You may have noticed that I recommended that you pack your essentials. I meant exactly that. That's why you should you insist on bringing a carry-on, bring only a small suitcase. Even if you're leaving for 6 months or more.

To save money - or rather to avoid paying bag fees at the airport - make sure that your suitcase meets the airline's requirements in terms of weight and dimension.

You might be tempted to bring all your favorite clothes, books, and other random items. Don't. It's a basic mistake. The lighter you travel, the more enjoyable the experience. It's makes moving around much easier and pleasant, while a large and heavy suitcase will only make traveling a hassle.

So when you're packing, apply the popular saying: "take half the clothes and twice the money" (yes, that last part can be tricky too, but at least, you have full control over the fiest one).

Wherever you will live, there will be a way for you to do a laundry. So apply the 1 to 6 rule.

I know the idea might seem daunting, especially when leaving for several months at a time. But this is a key budget travel tip.

When going abroad, to study or not, you will travel to places other than the town or city where you will live. If you travel by plane, you need to have a small piece of luggage to use as a carry-on, that is both respectful of the airline's dimensions requirements and in which you can pack enough for a few days.

Hence the backpack. You do NOT want to have a suitcase to carry when you're on the move. Instead, opt for a anti-theft backpack that lets you keep your money safe and pack a few clothes, without hindering your mobility.

By traveling with a carry-on only, you will save a ton of money for your trip: most airlines' basic fares include only a carry-on. If you want to get a hand on those cheap flights, you'd better opt for a backpack only.

Some people travel the world during years at a time with only a bag on their back. If they can do it for so long, surely you can do it for a few months.

You've arrived at destination: now what? How do you make sure that you don't run out of money?

A quick tip for you before getting to the heart of the matter: if you were flying from the US to Europe with a European airline and your flight was delayed, cancelled, or overbooked , and you reached your destination at least 3 hours later than planned, you may be entitled to $700 in compensation from the airline.

You have two options to stay within your budget while traveling: you can either save money or  earn some.

Or you can do both.

Let's start by cutting down your expenses.

What good is your gym membership if you can't go to the gym for 6 months? Cancelling it before leaving will allow you to allocate this budget to a different activity when you're abroad.

Review the list of all the services that you have subscribed to and cancel the superfluous ones. Be ruthless about it.

To save money on food, start by cooking your own meals as often as possible.

Buy your groceries at the local market or supermarket instead of have lunch and dinner at the restaurant every day. But do not look for the specific products that you are used to eating back home: they're likely to cost much more than in the US. Instead, try the local, cheaper alternatives.

If you're like every other students who goes studying abroad, you'll be traveling every time you get the chance (i.e. when you don't have class).

A fantastic way to save money on accommodation while traveling is to volunteer. While you won't be paid, you will generally be offered free board and lodging in exchange for your work. Most volunteers say that their experience was life-changing for them, so do take a minute to consider the idea.

You can find example of volunteer missions on websites like Workaway or HelpX. If you want to work on an organic farm, check out WWOOF. You can also work in a hostel, where you will meet travelers with inspiring stories and still have time to enjoy what the town or city has to offer.

Avoid booking expensive tours to discover a new city. Many places now offer free walking tours. They are generally organized and led by young locals anxious to show the beauty of their city in a casual atmosphere.

While the popular Lonely Planet and TripAdvisor can always give you an idea of what to do and see in a new city, you should also look for travel blogs on your destination, for more off-the-beaten-path inspiration. Why? Because these places are usually less touristic and therefore, cheaper than the rest, while also being more authentic.

If you can't refrain from spending more money than you should (or can afford), you're going to need ways to earn more money while studying abroad.

Being an American student gives you a major advantage over many people around the world: you're speaking English as a native language (or at least fluently).

Did you know that there are literally millions of people in the world willing to learn how to speak English? English teachers are in demand worldwide. But the best part is that you no longer need to give a class in person: you can now do it over a simple video call.

If teaching a language doesn't appeal to you, you might be more inclined to share your passion. Do you play an instrument? I bet someone would love to learn! Do you do yoga? Or surf? People are looking for teachers in many places around the world.

With your university degree in the pocket (or almost...), you probably already have business skills and knowledge that employers are looking for. By trying to sell them during your trip abroad, you will accomplish 2 things of value to you: you will earn money (that's still your main goal) and you will add a work experience on your resume, which future potential employers will be delighted to see.

Based on your skills, you can do copywriting, design, programming, etc. Here as well, possibilities are endless, or close.

There is no doubt that your trip abroad will be a life-changing experience. The extent to which it will may very well depend on how well you handle your budget.

Use this post as a checklist to prepare you trip and make sure that you don't miss out on an opportunity to save money. 

This article was originally posted on ClaimCompass.eu

Thomas is the SEO and Content Strategist at ClaimCompass. Frequent traveller, he loves sharing tips and news about the industry in a simple way.

Going to Cebu City and approaching Barangay Binabag, you will notice from a distance that there seems to be a series of mountains connected with each other that they seem to appear as a formidable wall lying across your way to Cebu City. 

The position and description of this wall mountain played a great part in naming this Barangay.

The Cebuano words “GIBABAG, BINABAG OR NAGBABAG” is interpreted in English as “lying across” or placed across a certain path.  

Some commuters or passengers of buses plying the Bogo-Cebu route, while approaching the Barangay usually point to these interlinked mountains and described them as “BUNGTOD NGA GIBABAG” or “BUNGTOD NA BINABAG”. It did not take long for the inhabitants to call their Barangay BINABAG.

The population of Binabag grew from 1,590 in 1990 to 2,024 in 2015, an increase of 434 people. The latest census figures in 2015 denote a positive growth rate of 1.17%, or an increase of 120 people, from the previous population of 1,904 in 2010.

sources: cityofbogocebu.gov.ph, https://www.philatlas.com/visayas/r07/cebu/bogo/binabag.html

One of the many ways of naming a certain place is to name it for the kind of plants or trees that abundantly grow in it.

It was told that even before the coming of the Spanish colonizers into the country, Barangay Banban which has no official name yet and which was far from being a barangay of Bogo, Cebu, was known to have Banban trees growing abundantly and luxuriantly nourished by its fertile lands.

The very industrious people of this place decided to make use and take advantage of the leaves of these trees by drying and stripping its leaves and weave it into baskets and other shapes they can contrive. When a resident of this place is asked about where he is residing, he usually answers in vernacular, “Naa ko puyo sa daghang Banban”. This was eventually shortened to, “Naa sa Banban” until “Banban” alone became the usual answer to this same query. Quite naturally, in the end, the name “Banban” was unanimously accepted and adopted the official name of this Barangay.

source: http://cityofbogocebu.gov.ph/banban/

Anonang Norte is a rare Philippine hardwood tree used as housing material. It is found in many parts of the City of Bogo. The tree is most abundant in two of Bogo’s 29 barangays which got its name from this tree, Barangay Anonang (Sur and Norte).

The tree was so abundant in those barangays during the Spanish era that when you speak of Barangay Anonang, you speak of the tree. It was natural then that the two Barangays was named after the tree.

How and why this was divided into Anonang North (North) and Anonang Sur (South) is not clear but it is believed that political rifts between two opposing prominent families was the reason.

PLACES are named in various ways and for various reasons, too. That is why many places, may they be provinces, cities, towns or barangays, sport queer, unique and sometimes comical names, Barangay Gairan, one of the 29 barangay of the City of Bogo in northern Cebu, is one of the barangay sporting queer names.

Very long time ago, before the Spaniards came to the Philippines, Gairan was still unnamed. It was only a very small settlement consisting of very few families living in small nipa huts scattered along the coastline. Most of the residents engaged in fishing and very few in farming. The settlement or village grew steadily as settlers intermarried. They all lived peacefully and harmoniously together.

One day, a small group of moro bandits came and attacked the village by pillaging and burning the houses. The attack came as a complete surprise to the villagers as it was never expected considering that their village was party hidden from open sea by a luxuriant growth of mangroves. The attackers took almost anything of value including domesticated fowls and three of the fairest maidens. Nobody, however, was killed due probably to the absence of resistance.

After the attack, the villagers started to rebuild and vowed to arm themselves and never to be surprised again. The village head recruited around thirty able-bodied men to represent its core village defenders armed with bolos and bamboo lances. he ordered the construction of an observation post to be able to spot any attacker from yet a far distance to give them enough warning.

More than a year had passed since first attack when suddenly; Adrenalin ran high in the blood of the villagers when they hear the frantic cry of the guard announcing the coming of moro bandits. The village defenders, who now increased in number to around forty, were promptly gathered by the dull but loud sound of the “budyong”. The village head, from the constant drills, was able to quickly scatter and position hi defenders behind large “Pagatpat” and “Bungawong” trees that abound in the area providing perfect cover. It was low tide near the coastline and the village head knew the bandits had a wade in shallow waters to enter the village. This would afford him the element of surprise!

The bandits who came in colorfully-sailed vintas, numbered only around twelve men. They were allowed by the defenders to pass by the first line of defense and when they were in the middle, a very loud cry of attack from the village head caught the bandits by surprise. The first volley of bamboo lances felled almost lay wide-eyed and open mouthed. Two of the bandits remained standing with minor injuries. One of them was promptly decapitated by a defender using his sharp bolo. The one wearing a bright-colored turban was presumed to be the leader. He was kept alive and tied with rope in both hands.

When the chaos of the short-lived battled died down, the village head summoned the village elders to discuss the fate of the bandits leader. The group decided that the bandit be tied unto a post purposely planted near the observation tower fronting the open sea. He will be left there to die serve as a warning to other pirate groups who might commit the mistake of attacking their village. Since then no other attack ever happened again. The news of the battle quickly spread to far-flung villages inland and across the sea. Most of all who hear the news raved to see and visit the place. When asked where they were going or wanted to go, they found difficulty in telling where because the village had no name then. For convenience, they were forced to use the Cebuano word “Gigairan” meaning the where the bandit was tied. The Cebuano words “Gigairan”,”Gigairan”, or “Gairan” come from the root word “Gaid” meaning to tie. So, these three Cebuano words mean the spot or place where something or somebody was tied. Since the pirate was tied there, the people started to describe or associate these words to the village. Eventually, they preferred to use the much shorter word “GAIRAN”. As time went by, this word became the official name of the place.

Barangay Gairan sped headlong toward the future with hardly a backward glance. The changes are striking, even now – at this very moment some transformation is taking place. Development is slow, almost like an unnoticed evolution that happens over time as people, the landscape and othere elements in the community adapt. At Barangay Gairan, the pace is breathless, a mutation – sudden, drastic.

Gairan seems to have gone bigger – too big, too quick. To the passerby, its streets seem bustlier and the people busier. There is potential here – the kind that is mushroom-like, full of both dark foreboding and promise. Every day, something new and sometimes strange, rises up from the deserted squares of earth behind Gairan’s main roads.

Soon it will be hard to recognize, but for the Gairan native – it will be always be home.

Source: http://cityofbogocebu.gov.ph/gairan/

Most of us have been in a tight financial spot at one time or another. Some of us might have even taken out a loan or two to get out of a bind. One of the more common loans that people take out is a title loan (or a car title loan), which is a type of secured loan where you put the title of your vehicle up as collateral. Once the loan is repaid, the lender will return the vehicle title to the borrower. If the borrower defaults on the loan, then the lender will repossess the vehicle and sell it to cover the borrower’s outstanding dues.

Because lenders typically do not check the borrower’s credit history for this type of loan, the main drawback of title loans is the higher interest rates they require. So once you take out a title loan, you would want to pay it off as quickly as possible.

Here are a few tips to help you pay off that debt, asap:

Figure the payments into your budget. 

You would want to avoid having to pay off your title loan longer than you have to. It might be tempting to roll your loan over into another term (if you can’t pay the whole amount off within the agreed-upon time frame). However, rolling over your loan will only raise the interest even more and will only prolong your financial suffering. So, pay off your loan on time by regularly setting aside funds for it.

If you are having a hard time paying off your title loan, contact your lender and let them know. Maybe they would be willing to renegotiate the terms of your loan. Most lenders will be open to this since you paying off your title loan will be in their best interest as much as it is yours.

If you really are having trouble paying off your title loan, you can replace it with a loan with lower interest rates. Simply put, take out a loan to repay another loan. However, in order for that to make sense, you need to make sure that the second loan you are taking out to repay your title loan really does have a lower interest rate. Perhaps getting a fixed-rate loan from your bank will help. Or you could visit your local credit union as another option.

Sell your car. 

Now, this may prove difficult since you do not have a clean title for your vehicle because you’ve put it up as collateral for your car title loan. However, difficult does not mean impossible. You can sell your car, use the proceeds to pay off the title loan, and use the rest to buy a cheaper vehicle.

These are just some of the ways you can pay off your title loan quickly. One important thing to note is to never default on your loan unless you really have to. Remember, defaulting could mean losing your vehicle. It is important to pay what you owe and to do your research when choosing loans.

This article was originally published on Payment1.com.

You may vote for your favorite DepEd-Bogo Couple through their facebook page: DepEd-Bogo Couple 2019